Comprehensive FAQs for Short-Term Rental (STR) Regulations in Destin, FL
Investing in short-term rental (STR) properties requires an in-depth understanding of local regulations. Below is a comprehensive list of frequently asked questions (FAQs) for STR operators and investors to help you navigate the rules in Destin and stay compliant while maximizing profitability.
1. What is considered a short-term rental in Destin?
A short-term rental in Destin is defined as “any occupancy of a single-family dwelling unit for a period of time between one (1) day to no more than six (6) months.” This applies to properties such as houses, duplexes, and townhouses. Condominiums and apartments do not require registration with the City of Destin but do require a local business tax receipt.
2. Do I need a permit to operate a short-term rental in Destin?
Yes, registration with the City of Destin is required for single-family homes, duplexes, and townhouses. Fees are based on the property’s square footage:
- ≤ 2,499 sq. ft.: $500
- 2,500–4,999 sq. ft.: $600
- ≥ 5,000 sq. ft.: $700
Registrations expire on February 28 of the following year. Late application fees are assessed after March 31 ($100) and May 31 ($500). Applications can be submitted online through the City of Destin COMPASS portal.
3. What are the zoning laws for STRs in Destin?
Short-term rentals are permitted in the following zoning districts: Bay Resort Mixed Use (BRMU), Crystal Beach Resort (CBR), Gulf Resort Mixed Use (GRMU), Holiday Isle Mixed Use (HIMU), Residential Office Institutional Tourist Development (ROI-TD), among others.
To verify your property’s zoning, refer to the City of Destin Zoning Map or contact the Planning Department at (850) 837-4242.
4. Are there occupancy limits for short-term rentals in Destin?
Yes, Destin enforces occupancy limits between 10:00 p.m. and 7:00 a.m.: two adults per bedroom plus four additional persons per property, with a maximum overnight occupancy capped at 24 persons, regardless of the number of bedrooms.
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See this zoning map: https://selfservice.cityofdestin.com/EnerGov_prod/SelfService#/map
5. What taxes are short-term rental hosts required to pay?
STR operators must collect and remit Florida sales tax (6%) and Okaloosa County Tourist Development Tax (5%). Contact the Florida Department of Revenue and the Okaloosa County Tax Collector for filing and remittance requirements.
6. What are the safety and health requirements for STR properties in Destin?
Owners are advised to ensure compliance with building codes and fire safety standards, including installing smoke detectors, fire extinguishers, and carbon monoxide detectors. For more information, contact the City of Destin’s Building Division at (850) 837-4242.
7. How are noise and nuisance complaints handled in Destin?
Property owners are responsible for ensuring guests adhere to local noise ordinances. Complaints can be reported to the City of Destin’s Code Compliance Division at (850) 837-4242.
8. Can I manage multiple short-term rental properties in Destin?
Yes, managing multiple STR properties is allowed. Each property must be individually registered and comply with all applicable regulations.
9. What are the penalties for non-compliance with STR regulations in Destin?
Typically, failure to comply with STR regulations can result in fines, permit revocation, or other legal actions. Contact the Code Compliance Division for more information.
10. Are there any updates or changes to Destin’s STR regulations I should be aware of?
No recent updates have been made. It is advisable to regularly check the City of Destin STR Page or contact the Planning Department for the latest regulations.
11. Can I self-manage my short-term rental, or do I need a property management company in Destin?
Self-management is allowed. There is no requirement to hire a property management company, provided all regulations are followed.
12. What are the insurance requirements for short-term rentals in Destin?
Destin does not specify insurance requirements for STRs. It is highly recommended to maintain liability insurance, typically with coverage of at least $1,000,000, to mitigate risks associated with STR operations.
13. Are there any local rules regarding hosting platforms (e.g., Airbnb, Vrbo) in Destin?
It is recommended that STR owners display their business tax receipt number on all advertisements and listings to comply with local regulations.
14. What are the inspection requirements for STRs in Destin?
It is recommended to verify compliance with building and safety codes by contacting the Building Division at (850) 837-4242.
15. Are there any neighborhood-specific restrictions for STRs in Destin?
Contact the Planning Department or refer to the zoning map to confirm if your property is eligible for STR operation.
16. Is there a cap on the number of STR permits issued in Destin?
Destin does not specify a cap on STR permits. For guidance, contact the City of Destin’s STR Office at (850) 837-4242.
17. What parking requirements exist for STRs in Destin?
A best practice is to provide one off-street parking space per bedroom. For more guidance, consult the Planning Department.
